借款人必須有良好的信用記錄，無嚴重逾期或不良信用記錄，另外信用報告中負債比例不能過高。 Mukhang mali mong ginagamit ang tampok na ito nang napakabilis. Ikaw ay pansamantalang na-block para magamit ito. 另外還有固定利率型房貸、組合型房貸、一段式房貸、二、三段式房貸、

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